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Combined Return To Invoice
Covers the gap between your insurance settlement and what you paid for your vehicle, or your outstanding finance balance.
Return to Invoice
Covers the gap between what you paid for your vehicle and your motor insurance settlement.
Return to Value
Covers the difference between the vehicle's market value at time of loss and the market value of your vehicle at the time you took out the policy (instead of the invoice price).
If a large proportion of your vehicle is funded by finance you could end up owing the finance company more than your insurance settlement. This policy covers the GAP.
Vehicle Replacement Gap
Covers the gap between your insurance settlement and what it would cost to replace your car on a like-for-like basis.